ENTHUSIAST CAR INSURANCE

Protecting your

pride and joy.

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Cover for

Cover for

ENTHUSIAST CAR INSURANCE

Types of coverage

Comprehensive Cover

For your vehicle, drivers, third party, and personal property while using the vehicle as it is intended. This also includes cover for accidental damage, theft, storm, hail, flood or fire, and malicious damage.

Project Cover

Cover for your vehicle during storage or restoration. This cover includes the transportation of your vehicle other than when it is being driven under its own power. For more information, reach out to our team.

Here's what you get

The listed benefits & features are in summary only.
Terms, conditions, exclusions, and limitations apply.

  • Agreed value
  • Salvage rights
  • Car hire
  • Choice of repairer
  • Monthly instalments
  • Excess-free glass
  • Emergency towing
  • Lifetime guarantee on repairs

why choose us

Dedicated to insuring

car enthusiasts.

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Experts representing you

We're a team of dedicated car enthusiasts. Knowing everything that's happening with our clients is important. You'll know our names just like we know yours.

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Specialty car insurance experts

Having been around since 1984, we know a thing or two about classic, import, and performance cars. By using this knowledge we can design a policy that suits you. 

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Advocating for our customers

It’s important that our customers know they're being looked after from start to finish. The team at Ryno advocate for you, not your insurer, when finding suitable cover and in the event of a claim.

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Flexible personalised coverage

No two cars are the same and insurance isn’t one-size-fits-all. Our personalised coverage ensures your ride gets the appropriate cover and you only pay for what you need. 

Experts in specialty cars.

Loved by car enthusiasts.

We’re flipping the enthusiast car insurance story. Acting as an insurance broker means that you receive robust guidance whenever you interact with us. It also means that we fight for you, not your insurer.

Focusing on being approachable, friendly, and reliable you are treated like a mate. Any time you are in contact with us we listen, share stories and offer advice. You can rely on the Ryno team to answer questions and support you when accidents happen.

Enthusiast car insurance
in 3 easy steps

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Describe

Tell us about yourself and your car

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Design

Our team develops a tailored quote

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Drive

You drive on with confidence

ryno classic car insurance quote

Make the change today.

Get a quote from Ryno!

Frequently Asked Questions

Do you offer instalments for enthusiast car insurance?

We sure do. Using our premium funding option you are able to split your payment across up to 10 months.

What is premium funding?

Premium funding is where you essentially enter an agreement with a premium funder who pays your full invoice, and you pay the invoice back to the funder over time. This service does attract an affordable interest charge and administration fee but this will be clearly outlined in your quote along with instructions for how to set this up.

Can I choose who repairs my car?

Yes, you can choose your repairer, or your insurer can provide you with a network if you don’t have anyone in mind.

Can I choose my excess?

No, unfortunately we do not negotiate on excess on enthusiast car insurance, however, our excess is affordable and appropriate for enthusiast cars.  

What are my salvage options?

We know classic and vintage cars come with a level of sentimentality, that’s why you can retain the salvage of your car if it is over 25 years old. However, newer model vehicles salvage rights are at the discretion of your insurer. You may reclaim the car if you agree to pay the salvage price.

How long will it take to get my quote?

At Ryno, we are usually pretty quick! We aim to have an enthusiast car insurance quote for you within 24 hours. We will keep you informed every step of the way. 

Who handles my claim?
Once you have submitted your claim, our dedicated team will work with you to ensure that your insurance company will process and settle your claim in the shortest time to obtain the best possible outcome.
Why do you need my claims & driving history?

Insurers use this information to determine if they are able to provide you with coverage which aligns with their guidelines.

Do you offer instalments on your enthusiast car insurance?

We sure do. Using our premium funding option you are able to split your payment across up to 10 months.

What is premium funding?

Premium funding is where you essentially enter an agreement with a premium funder who pays your full invoice, and you pay the invoice back to the funder over time. This service does attract an affordable interest charge and administration fee but this will be clearly outlined in your quote along with instructions for how to set this up.

Can I choose who repairs my car?

Yes, you can choose your repairer, or your insurer can provide you with a network if you don’t have anyone in mind.

Can I choose my excess?

No, unfortunately we do not negotiate on excess on enthusiast car insurance, however, our excess is affordable and appropriate for enthusiast cars.  

What are my salvage options?

We know classic and vintage cars come with a level of sentimentality, that’s why you can retain the salvage of your car if it is over 25 years old. However, newer model vehicles salvage rights are at the discretion of the insurer. You may reclaim the car if you agree to pay the salvage price.

How long will it take to get my quote?

At Ryno, we are usually pretty quick! We aim to have an enthusiast car insurance quote for you within 24 hours. We will keep you informed every step of the way. 

Who handles my claim?
Once you have submitted your claim, our dedicated team will work with you to ensure that your insurance company will process and settle your claim in the shortest time to obtain the best possible outcome.
Why do you need my claims & driving history?

Insurers use this information to determine if they are able to provide you with coverage which aligns with their guidelines.