Learn more about our insurance criteria:
Reason we were unable to place cover through Ryno
Based on the information provided, we were unable to place cover with Ryno. This can occur where one or more of the following factors apply:
1. Type of Vehicle
Ryno specialises in prestige, classic, and enthusiast vehicles. While vehicles may have modifications, modifications alone do not necessarily classify a vehicle as an enthusiast or specialist vehicle. Vehicles within this scope may include examples such as classic Ford and Holden models, Porsche, and Mercedes-Benz vehicles. This does not typically include imported vehicles (for example, Toyota Estima) or modified 4WD vehicles. Where a vehicle falls outside this focus, we may be unable to source suitable cover through our Ryno insurer panel.
2. Garaging Situation
Vehicles above certain values are required to be kept in a secure, enclosed garage when not in use. This may include a private garage or a secure communal garage (such as an apartment or gated facility). Where garaging does not meet these security requirements, cover may not be available.
3. Driver Age
Drivers under 25 are not eligible for cover. In addition, some vehicles require all drivers to be aged 30 or over, regardless of driving experience.
4. Driver History
A driver’s history, including previous claims, incidents, or license suspensions, may impact whether cover can be sourced.
5. Duty to Take Reasonable Care Not to Make a Misrepresentation
Agreement to this duty is required before we can proceed with arranging insurance. Where this has not been accepted, we are unable to move forward.
6. Privacy Policy Consent
Consent to the relevant privacy policy is required to allow us to collect, use, and disclose information for the purpose of arranging insurance. Without this consent, we cannot place cover.
If you believe this outcome does not accurately reflect your circumstances, or if any of the information provided may be incorrect or incomplete, please contact us at he***@***************om.au so we can review the details.

