Australian Owned & Trusted Since 1984
Why luxury car owners need specialist insurance
Trusted by collectors and car lovers since 1984
Agreed value coverage
for your luxury car
At Ryno, we understand a luxury car is more than transport — it’s a prestige investment. That’s why our luxury car insurance policies can include agreed value cover. Instead of relying on a market value policy, which may drop or fluctuate, agreed value means you and the insurer agree on your car’s insured value upfront.
Flexible policies for
luxury cars
We know aluxury car is made to be enjoyed, whether on weekend drives, at events, or simply on the open road. That’s why our luxury car insurance policies can include flexible usage cover. This allows you to protect your prestige vehicle with terms that reflect how you actually drive it, subject to the insurer and policy chosen.
Australian customer
support
We know luxury car owners value clear and local advice. That’s why our Australian-based insurance advisors provide guidance tailored to prestige and performance vehicle policies. With specialist knowledge, we help you explore cover options that fit your needs, ensuring your luxury car insurance is backed by support you can rely on.
Why LUXURY CAR Insurance Needs More Than Basic Cover
You didn’t buy a standard car, so your luxury car insurance shouldn’t be standard either.

Agreed value
We work with you to agree on the insured value of your luxury car.

Choice of repairer
Prefer a specialist? You can nominate your repairer.

Salvage option
In some cases, you may be able to retain your vehicle after a write-off.

Luxury car hire
Access to high-end hire vehicles when included in your policy.

Pay instalments
We offer flexible payment options – pay premiums monthly or yearly.

Flexible coverage
Options for modifications, rare parts & event use.

Lifetime guarantee
Repairs may be backed by a lifetime guarantee, depending on provider.
The listed benefits & features are in summary only. Terms, conditions, exclusions, and limitations apply.
Insure your vehicle with a company
that loves luxury cars as much as you do
40+
Years' of industry
experience
★★★★★
Dedicated insurance advisors
5,200+
Valued customers
and counting!
"Lewis was amazing to deal with. Quote was received within 24Hrs and a follow up phone call was made to explain cover and options. Quote was competitive and fair."
Robert P. - Google Reviews
"What a great company to help with my insurance. Desmond went out of his way to help and Wil backed up when needed. It was an absolute pleasure working with them both."
Robert Staveley - Google Reviews
"I was put onto Ryno through a close friend of mine when it came time to insure my vehicles. I called and spoke with Olivia and Lewis on seperate occasions and I can confirm that the level of service, knowledge assistance and advice on 2 seperate occasions at different times can only be said was far superior than I've received from the "standard" insurance companies. Both staff in my opinion went above and beyond and as every insurance policy I have comes up for renewal I know where my first and only call will be going to... Ryno.. Appreciate your time guys and your guidance has been exceptional."
CJ - Google Reviews
Why Ryno Is a Trusted Choice for Luxury car Insurance
Trusted by luxury car enthusiasts
and collectors in Australia

Luxury car insurance brokers
Since 1984, we've helped Australians insure luxury and classic vehicles. Our deep knowledge ensures you get the proper protection for your luxury car.

Experts who represent you
As car enthusiasts ourselves, we value the personal relationships we have built with clients since 1984. You’ll know our names, and we’ll know yours.

Advocating for luxury car owners
We represent you, not the insurer. From finding tailored luxury car insurance to supporting you through claims, we always act in your best interest.

Flexible, personalised cover
Every luxury car owner has different priorities, from occasional weekend drives to regular use. We help customise insurance to your car’s value, usage, and needs, so you only pay for what truly matters.
Experts in luxury car insurance.
Loved by car enthusiasts.
At Ryno, we’re flipping the luxury car insurance story. As specialist car insurance brokers, our job is to represent you, not the insurer, so you receive expert guidance and genuine support every time you get in touch with us. We take pride in helping owners of prestige vehicles and high-performance cars find tailored vehicle insurance options that suit how they actually drive.
Approachable, friendly, and reliable, our team treats every client like a mate. Whenever you contact us, we listen, share stories, and offer honest advice to help you make informed decisions about your comprehensive car insurance. And if an accident happens, you can rely on Ryno to be there — ready to support you through the claims process with care and understanding.

Prefer to call?
We're here to help you!
Our team of specialists are available to help you with any question you may have. We are available on the phones Monday to Friday, 8.30AM - 5.00PM AEST.