Ryno Insurance logo representing tailored luxury car insurance services in Australia.

LUXURY CAR INSURANCE in Australia – Specialist Coverage for LUXURY Cars

Get a Luxury Car Insurance
Quote in Australia

No cookie-cutter policies. No call center chaos.
We match your car, your needs, and your lifestyle.

Australian Owned & Trusted Since 1984

Why luxury car owners need specialist insurance

Trusted by collectors and car lovers since 1984

Agreed value coverage
for your luxury car

At Ryno, we understand a luxury car is more than transport — it’s a prestige investment. That’s why our luxury car insurance policies can include agreed value cover. Instead of relying on a market value policy, which may drop or fluctuate, agreed value means you and the insurer agree on your car’s insured value upfront.

Flexible policies for
luxury cars

We know aluxury car is made to be enjoyed, whether on weekend drives, at events, or simply on the open road. That’s why our luxury car insurance policies can include flexible usage cover. This allows you to protect your prestige vehicle with terms that reflect how you actually drive it, subject to the insurer and policy chosen.

Australian customer
support

We know luxury car owners value clear and local advice. That’s why our Australian-based insurance advisors provide guidance tailored to prestige and performance vehicle policies. With specialist knowledge, we help you explore cover options that fit your needs, ensuring your luxury car insurance is backed by support you can rely on.

Why LUXURY CAR Insurance Needs More Than Basic Cover

You didn’t buy a standard car, so your luxury car insurance shouldn’t be standard either.

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Agreed value

We work with you to agree on the insured value of your luxury car.

choice of repairer for luxury car insurance

Choice of repairer

Prefer a specialist? You can nominate your repairer.

salvage option for luxury car insurance

Salvage option

In some cases, you may be able to retain your vehicle after a write-off.

car hire coverage for luxury car insurance

Luxury car hire

Access to high-end hire vehicles when included in your policy.

pay by instalments luxury car insurance coverage

Pay instalments

We offer flexible payment options – pay premiums monthly or yearly.

flexible coverage for luxury car insurance coverage

Flexible coverage

Options for modifications, rare parts & event use.

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Excess-free glass

Some policies may include windscreen repair with no excess.

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Lifetime guarantee

Repairs may be backed by a lifetime guarantee, depending on provider.

The listed benefits & features are in summary only. Terms, conditions, exclusions, and limitations apply.

Insure your vehicle with a company
that loves luxury cars as much as you do

40+

Years' of industry
experience

★★★★★

Dedicated insurance advisors

5,200+

Valued customers
and counting!

"Lewis was amazing to deal with. Quote was received within 24Hrs and a follow up phone call was made to explain cover and options. Quote was competitive and fair."

Robert P. - Google Reviews

"What a great company to help with my insurance. Desmond went out of his way to help and Wil backed up when needed. It was an absolute pleasure working with them both."

Robert Staveley - Google Reviews

"I was put onto Ryno through a close friend of mine when it came time to insure my vehicles. I called and spoke with Olivia and Lewis on seperate occasions and I can confirm that the level of service, knowledge assistance and advice on 2 seperate occasions at different times can only be said was far superior than I've received from the "standard" insurance companies. Both staff in my opinion went above and beyond and as every insurance policy I have comes up for renewal I know where my first and only call will be going to... Ryno.. Appreciate your time guys and your guidance has been exceptional."

CJ - Google Reviews

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Why Ryno Is a Trusted Choice for Luxury car Insurance

Trusted by luxury car enthusiasts
and collectors in Australia

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Luxury car insurance brokers

Since 1984, we've helped Australians insure luxury and classic vehicles. Our deep knowledge ensures you get the proper protection for your luxury car.

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Experts who represent you

As car enthusiasts ourselves, we value the personal relationships we have built with clients since 1984. You’ll know our names, and we’ll know yours.

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Advocating for luxury car owners

We represent you, not the insurer. From finding tailored luxury car insurance to supporting you through claims, we always act in your best interest.

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Flexible, personalised cover

Every luxury car owner has different priorities, from occasional weekend drives to regular use. We help customise insurance to your car’s value, usage, and needs, so you only pay for what truly matters.

Loved by car enthusiasts.

At Ryno, we’re flipping the luxury car insurance story. As specialist car insurance brokers, our job is to represent you, not the insurer, so you receive expert guidance and genuine support every time you get in touch with us. We take pride in helping owners of prestige vehicles and high-performance cars find tailored vehicle insurance options that suit how they actually drive.

Approachable, friendly, and reliable, our team treats every client like a mate. Whenever you contact us, we listen, share stories, and offer honest advice to help you make informed decisions about your comprehensive car insurance. And if an accident happens, you can rely on Ryno to be there — ready to support you through the claims process with care and understanding.

Insurance for luxury cars
in 3 simple steps.

1

Describe

Tell us about yourself and your car

2

Design

Our team find a suitable quote

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Drive

You drive on with confidence

ryno classic car insurance quote

Prefer to call?

We're here to help you!

Our team of specialists are available to help you with any question you may have. We are available on the phones Monday to Friday, 8.30AM - 5.00PM AEST.

Frequently Asked Questions About Luxury Car Insurance in Australia