LUXURY CAR INSURANCE AUSTRALIA
Tailored insurance for Australia's
most exceptional cars.
Tailored cover. Concierge-level service.
Trusted by collectors and car lovers since 1984.
Agreed value coverage
At Ryno, we share your passion for luxury vehicles. We understand the craftsmanship, performance, and prestige that go into every high-end car. That’s why we connect Australian drivers to tailored luxury car insurance — ensuring your investment receives the care, coverage, and protection it deserves.
Flexible policies
Your luxury or prestige vehicle should be enjoyed — whether on scenic drives, at car shows, or during exclusive events. Our flexible insurance policies in Australia offer usage policies tailored for enthusiasts, allowing you to drive your high-end car without limitations or unnecessary restrictions.
Australian customer support
As fellow car enthusiasts, we understand the passion and responsibility that comes with owning a luxury or prestige vehicle. Our Australian-based Insurance Advisors offer expert guidance tailored to your needs — delivering support with the care and knowledge your high-end car deserves.
Luxury Cars Deserve More Than Basic Cover
You didn’t buy an everyday car.
So why settle for everyday insurance?
Agreed value
We work with you to agree on the insured value of your car.
Choice of repairer
Prefer a specialist? You can nominate your repairer.
Salvage option
In some cases, you may be able to retain your vehicle after a write-off.
Luxury car hire
Access to high-end hire vehicles when included in your policy.
Pay instalments
We offer flexible payment options – pay premiums monthly or yearly.
Flexible coverage
Options for modifications, rare parts & event use.
Excess-free glass
Some policies may include windscreen repair with no excess.
Lifetime guarantee
Repairs may be backed by a lifetime guarantee, depending on provider.
The listed benefits & features are in summary only. Terms, conditions, exclusions, and limitations apply.
why choose us
Trusted by Australian
luxury car owners.
Luxury car insurance brokers
Since 1984, we've helped Australians insure luxury and classic vehicles. Our deep knowledge ensures you get the proper protection for your luxury car.
Experts who represent you
As car enthusiasts ourselves, we value the personal relationships we have built with clients since 1984. You’ll know our names — and we’ll know yours.
Advocating for prestige car owners
We represent you, not the insurer. From finding tailored luxury car cover to supporting you through claims, we always act in your best interest.
Flexible, personalised cover
No two high-end vehicles are alike. We help customise insurance to your car’s value, usage, and needs — so you only pay for what truly matters.
Insure your vehicle with a company
that loves luxury cars as much as you do.
40+
Years' of industry
experience
★★★★★
Dedicated insurance advisors
5,200+
Valued customers
and counting!
"They are amazing to deal with, nothing was a hassle doing unique quotes for my cars and they made the whole process a breeze. Much better priced then some of the bigger more advertised brands Thanks again Sam & Ryno team"
Brent - Google Reviews
"Amazing insurance company hands down. Every aspect to renewal to agreed value even to monthly repayments made easy. Highly recommended if you own a classic or enthusiast car. Australian staff makes this company stand.out from the rest"
Andreas Manessis - Google Reviews
"Lewis was amazing to deal with. Quote was received within 24Hrs and a follow up phone call was made to explain cover and options. Quote was competitive and fair."
Robert P. - Google Reviews
"What a great company to help with my insurance. Desmond went out of his way to help and Wil backed up when needed. It was an absolute pleasure working with them both."
Robert Staveley - Google Reviews
"I was put onto Ryno through a close friend of mine when it came time to insure my vehicles. I called and spoke with Olivia and Lewis on seperate occasions and I can confirm that the level of service, knowledge assistance and advice on 2 seperate occasions at different times can only be said was far superior than I've received from the "standard" insurance companies. Both staff in my opinion went above and beyond and as every insurance policy I have comes up for renewal I know where my first and only call will be going to... Ryno.. Appreciate your time guys and your guidance has been exceptional."
CJ - Google Reviews
Insurance for luxury cars
in 3 easy steps
Describe
Tell us about yourself and your car
Design
Our team develops a tailored quote
Drive
You drive on with confidence
Prefer to call?
We're here to help you!
Our team of specialists are available to help you with any question you may have.
We are available on the phones Monday to Friday, 8.30AM - 5.00PM AEST.
